Hi fignutty, I have 2 different structures that I designed and built as experimental passive solar greenhouses. I have a lot of pics and posts about these systems at my http://www.greenfingardens.com/ blog if you're interested.
The first is an above-ground 'high tunnel aquaponics' system that uses huge amounts of water to collect, store, and radiate heat. In its baseline state, it's zone 10; when I set up large outdoor reflectors to bounce ~30% more light in, it's closer to zone 12. Right now I'm running it 'cool' and growing lettuce/spinach in there while some bananas sit dormant and some pineapples and a guava tree slowly grow. I fruited some papaya last year, but I hate papaya, so I don't grow it anymore.
relevant thread w/ pics: http://www.bananas.org/f2/my-1st-flag-leaf-dwarf-cavendish-17882.html
especially post #7: http://www.bananas.org/218284-post7.html
The second structure is a semi-pit tunnel that uses the earth to govern its internal climate. Last year (its first year), the lowest it got a foot off the ground was 36F. This year I slightly ratcheted things up by adding a little bit of water (~800 gallons spread over 8 wading pools), and it's been about 5F warmer at corresponding outdoor temps. But this winter has been colder than last year, so last week when it got down to -10F (!) outside, there was a slight frost inside up near the ceiling that fried a bunch of banana leaves. P-stems are all fine, though, and there should be a good number and variety of bunches this spring/summer. In addition to a small banana forest, I've also got some figs, a mango, and a sapodilla in there right now. Sweet potatoes and beets grew well during their small trials, and strawberries seem to love it.
relevant thread with pics: http://www.bananas.org/f2/my-semi-pit-banana-greenhouse-18518.html