Why are some of you referring to them as bees? Yellow Jackets are wasps, are they not? Guess if they're munching away at your prize fruit, you're not gonna be too bothered about their Linnean classification, right?
Anyroad, I can add my personal experience, for what it's worth. Whenever we arrived late season (end Aug/early Sept) for our hols in Greece, most of the figs on our Gk Yellow had extensive wasp/hornet damage, and harvesting any undamaged was always a case of risking a possible sting or two. How I escaped getting stung is still a mystery to me.
Meanwhile, back home in the UK, I noticed insect damage on our ripe BT's (ID'd on this forum as a Gene Vashon) for the first time last year, then one day saw a wasp crawling out of a whole in one of the figs. There was no way I was gonna let them have free range on my figs, so I deployed the only solution that I knew about - bag each one of them as they 'turned'.
And yes, it worked. If I had hundreds ripening all at once, then ok, I might think again. But as there were never more than around a doz. at any one time, it was a manageable task. And glad I took the trouble - they were quite yummy.