Hi,
If you're concerned, just bury an 80 liters/20gallons trashcan ( or 200liters/50gallons barrel ) with bottom removed.
The tree will stay inside of the trashcan and that will let you sleep smoothly ...
I do that but because of moles and voles... I don't want their foundations to ruin the roots of my trees LOL ...
Depending on the depth of the foundations, you may shorten the container so that the roots can escape the container but deeper than your foundations.
This will help the tree in getting water from the outside surrounding dirt. In the container, even with the bottom removed, you'll have to keep an eye on the tree for her to have proper access to water.
You could cut and use half or 3/4 of the container, to let the roots escape through the removed 1/4 too . That opening would be towards the opposite direction of the house of course ...
Don't forget to protect your tree during the winter ! The less die-back, the more fruits !