The odds are the mold itself is innocuous. Plants live happily side by side with thousands of species of fungi (mold), either ignoring them or even forming symbiotic relationships with them. It's only a few species that cause problems. Of more concern is the conditions that provide a favorable environ for the growth of the mold. Is it an indication your medium is too wet? Think damp - never wet or soggy. I'm guessing if you let the soil dry down to a favorable level that any mold problem will disappear.
..... and your sure it's a mold/fungus, and not a precipitant of salts from the soil solution? Is it hard and crumbly or soft like cotton candy?
Al