Hi Kudzu9,
I am in zone 7b (Central Texas) with winters like yours and planted a few figs in the ground as well this year. We have nights that can fall below freezing but quickly warm back up the next day, so I don't want to do anything labor intensive for just a day or two. Because I am on top of a hill I have to worry about the wind more than anything.
I use card board boxes for protection. I have found that frito-lay has boxes the same size in width but different heights. I guess a box for small bags and a box for big bags of chips. Anyway, I weight the flaps down on the first box with big rocks, then loosely close the flaps over the fig, then slip a second box on top of the first box closing the flaps over the top of the fig tightly. Because the 2 boxes are the same width, the second box fits snugly over the first box which is weighted down with the rocks and everything makes it through the night just fine.
If it looks like another cold night, I'll just open the box (unfold the flaps) and then after dark, close it again. On days that I don't have to worry about dipping below freezing, the boxes are folded flat and stored in the garage.