JoAnn, I have an Olympus SP-560UZ. Have had it for 7-8 years and it is still going strong. Have dropped it many time, even with the lens extended, and it keeps on ticking. I bought a very slightly newer model as a backup, and have never used it. The one thing that most people overlook when buying a camera is the feel in your hand. This Olympus has a grip that has an amazing synergy with my hand - just fits like a glove. I one hand a lot of shots hanging of ladders, etc. I know I said I have dropped it several times, but still, it fits so well, it is really hard to drop. I think it is 5-6 M pixels, which is 4-5 times more than you need to a 64- x 480 pix for the internet. I can't tell you how many pix I have taken with it, but it has to be pushing 100,000.
Which reminds me of the dirty little secret of photography: take a ton of pix and pick the good one.