OK, This is Fall in San Diego, Saturday October 25, 2008:

The ring is 1" in Diameter, and the fig is 3+" accross. This is Raspberry Latte, only getting even better with it's 3rd crop this season.
As for the coldest month, generally our lowest temps are second or third week of December, about the same time they have the freezes in the citrus groves in Florida. That is generally a few days to a week. More extended, though less cold, periods are generally January, February and early March.