Hi,
Like written in post #2 - either your current pot is full of roots, and then you can slide the tree out of the pot - don't touch the roots. Put the whole thing in the middle of the new pot and add potting mix.
If the current pot is more dirt than roots, you just don't need to pot up now. Wait one or two months more, and by that time the pot will be full of roots, and you are then spot on to pot up.
Pot in a pot, I would use that for a temporary tree that I planned to give away later or plant somewhere else. I have some with escaped roots, because they are meant to go somewhere else ( the remaining question is : Where the hell !!! )
I wouldn't use the pot in a pot for an in ground tree except if I removed the bottom side completely. The roots can grow big and would become girdled in the future if you put the full pot in the new pot.
I use the pot in the dirt, but that's for rodent protection and to restrict the roots as this is said to have a dwarfing effect on the trees, forcing them into fig production instead of just stem growth.